Finance

Briggs Supercenter Financing Options

At Briggs Supercenter, we’re committed to helping car buyers like you get behind the wheel of their next vehicle with auto financing that fits their current budget and future financial goals. When you’re in the market for a new-to-you sedan, powerful truck, or sporty Harley Davidson motorcycle, we want to make sure you have the financing you need to meet your transportation needs. Our finance team is here to guide you through the financing process with a wide range of auto-loan options.

Special Financing

We offer superior rates and personalized repayment plans to fit any monthly budget. Whether you’re purchasing a pre-owned Jeep for weekend adventures, a Silverado for your business, or a small commuter car for your daily commute, we’ll work with our network of local banks and lenders to find a financing solution that will work for you. We work with people from all over Kansas, including Manhattan, Wamego, and Clay Center, to ensure our customers get the most competitive rates available.

Trade-In Your Car

Thinking of upgrading your current vehicle? Use our Value Your Trade tool to get an instant trade-in estimate for the value of your vehicle. Use your trade-in as the down payment for your vehicle from Briggs Supercenter and enjoy lower monthly payments. We make trading in your vehicle easy and hassle-free so you can focus on finding the right vehicle that will match your lifestyle.

Financing FAQs

Do you work with people who don’t have any credit history?

We work with car buyers from all backgrounds with a variety of credit situations. We know that your credit is only one aspect of your financial portfolio; that’s why we strive to provide financing options for customers at all credit levels with varying degrees of credit experience.

Do I need a down payment?

Whether or not you will need a down payment to secure your next vehicle depends on several factors, including your financial profile, whether you are trading in your current vehicle, and the terms and rates that you qualify for.

What factors affect my interest rate?

There are several factors that will affect your auto loan rate. Some of the most impactful are your credit, loan term, loan amount, and down payment. We work with multiple lenders to find the best pre-owned auto financing rate available for your unique situation.

What loan terms are available?

Our network of lenders offers flexible loan terms that range from 36 to 72 months. When you opt for a shorter loan term, you’ll likely have a higher monthly payment but lower interest rates, resulting in a more affordable financing cost. Longer loan terms are the opposite. You will likely have lower monthly payments at a high interest rate, meaning you’ll spend more on the cost of financing.

What documentation do I need to finance a car?

• To apply for auto financing, you’ll likely need:
• A valid driver’s license
• Proof of income (pay stubs or tax returns)
• Proof of residence
• Proof of insurance
• SSN#

How can I estimate my monthly payments?

Use our easy payment calculator to estimate your monthly payments. Our calculator provides you with an estimated payment amount based on the vehicle, down payment, interest rate, and loan term.

What is pre-approval and how does it work?

Starting your shopping experience by getting pre-approved for an auto loan gives you an idea of the amount you qualify for before you start browsing our inventory. It can significantly speed up the financing process and help you shop with confidence. You can apply for pre-approval by filling out our online finance application today.