Are Online Credit Applications Safe?

There are many things that can be worrisome with the credit application process, and the last thing you need is added stress in the thought that your information could be stolen. We’re here to give you the information you need to make sure you’re safe when filling out your online credit application.

Is It Safe? 

When you’re filling out the credit application on you can rest assured that your information is safe from hackers and online criminals. According to our own website, “Our website resides behind a firewall and uses SSL (Secure Sockets Layer, the industry-standard security protocol used to communicate with browsers) to transmit personal information. Data is strongly encrypted during transmission to ensure that personal and payment information is secure. Industry-standard data encryption techniques are used to protect personal information.”  

As you can see, we take the security of your information very seriously. If you want an added layer of protection, you can set a router password, enable WAP2 encryption, and specify which devices are allowed to connect with your wireless network. Just open up your router settings by typing your IP address into a browser window and entering your username and password. You can find all that information in your router manual, or by calling your internet provider.

Why You Should Apply Online

You may be thinking, “Why not just apply at the dealership if there is a risk that my information could be stolen?” Well, the process is actually as safe as if you were doing it on paper at the dealership, and it saves time for both you and the dealership. 

How To Fill Out Your Online Application

Online filing of credit applications is a simple process. In just a few steps, you can fill out and submit this form on our website. After one or two days, we will send you a confirmation email with the loan options available for your profile. For your satisfaction, we ensure that the information is transmitted through a secured gateway that is protected with the latest firewall systems. 


If you have any questions that have been left unanswered, feel free to call us at (785) 776-3677, or come in and speak to us. Our friendly and knowledgeable team would love to answer any questions you have!